PlainPatent
USPTO 2015–2025 USPTO PatentsView US Corporation

Bread Financial Payments, Inc.

USPTO PatentsView assignee record - 16 granted patents across 6 technology areas, recorded in grant years 2022–2025. Grant-trend analysis is cross-referenced to USPTO Patent Public Search; it does not measure application filings, current R&D, or legal strength. Primary class: G06Q (INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,).

Explore the portfolio See the ranking

The verdict

According to USPTO PatentsView, Bread ranks #17,512 of 50,000 tracked US assignees by granted-patent volume, with 16 patents across 6 technology areas.

#17,512
of 50,000 US assignees by volume
Top 19%
by Innovation Score (47.0/100)
14.3
avg claims per patent

USPTO PatentsView assignee plate

Corpus R17512 · US Corporation #17,512 · 16 grants

GRANTS-MICRO · MID-PACK · PHOTO-FINISH · CPC-NARROW · INNOV-PAR · CLAIMS-RICH · TYPE-USCORP · SPAN-YRS · BOOK-RICH

  • GRANTS-MICRO 16 grants
  • MID-PACK #17,512/50,000
  • PHOTO-FINISH BOSCH SECURITY SYSTEMS
  • CPC-NARROW G06Q · 6 areas
  • INNOV-PAR 47.0/100
  • CLAIMS-RICH 14.3 claims/avg
  • TYPE-USCORP US Corporation
  • SPAN-YRS 2022–2025 · 4y
  • BOOK-RICH 9/10 fields

Nearest grant-volume peer: Bosch Security Systems, Inc. (±0 grants)

Instrument codes from this assignee’s USPTO PatentsView grant sheet: volume band, corpus rank, photo-finish peer, lead CPC, Innovation Score, claim depth, assignee type, velocity, and book completeness. Not a USPTO rating of patent strength.

Innovation-score neighbourhood around Bread

Lowest and highest poles plus nearest Innovation Score peers, not a full corpus board reprint.

score

What this shows Bread Financial Payments, Inc. stamps GRANTS-MICRO, MID-PACK, PHOTO-FINISH, CPC-NARROW, INNOV-PAR, CLAIMS-RICH, TYPE-USCORP, SPAN-YRS, BOOK-RICH. Volume places it #17,512 of 50,000; Innovation Score 47.0/100 sits in the top 19% of the PatentsView-derived corpus. Closest grant-volume peer on this plate is Bosch Security Systems, Inc. (±0 grants).

Source USPTO PatentsView, PlainPatent Innovation Score As of 2015–2025

Portfolio overview

Bread Financial Payments, Inc. has been granted 16 US utility patents between 2022 and 2025, placing Bread Financial Payments, Inc. at #17,512 of 50,000 across all assignees tracked by PlainPatent. This portfolio spans 6 distinct Cooperative Patent Classification (CPC) subclasses, averaging 14.3 claims per patent with primary concentration in G06Q (INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,). As a US Corporation, Bread Financial Payments, Inc. is one of the more focused assignees in the PatentsView dataset. By volume, Bread sits between Bosch Security Systems, Inc. (16 patents, rank #17,491) and Bujeon Co., Ltd. (16 patents, rank #17,499) - the closest US assignees by grant volume. The composite Innovation Score of 47.0/100 blends portfolio volume, grant velocity, technology breadth, and claim depth into a single comparable measure drawn directly from USPTO PatentsView records.

Grant cadence records the difference between two grant-year windows. Historical data spans 2022 through 2025, with 16 total grants over that period. Grant timing can lag the related application by years, so this comparison does not establish current R&D spending, strategic intent, or a company’s application activity. The US Corporation classification provides context for the assignee record, not a conclusion about its business strategy.

Claim depth and technology breadth describe this aggregate record. Bread Financial Payments, Inc.'s 14.3 average claims per patent is an average count, not a measure of claim scope, legal strength, enforceability, or design-around risk. The record spans 6 CPC subclasses. Combined with portfolio volume, these figures let readers compare the documented grant records of assignees in similar technology classes.

Who files at Bread's volume?

Granted US patents 2015–2025 versus its nearest-ranked assignees by volume, this company marked ◀

patents

What this shows Bread holds 16 patents at rank #17,495, shown against the 8 assignees closest to it in grant volume rather than the industry's largest filers.

Source USPTO PatentsView, granted utility patents As of 2015–2025

Companies ranked near Bread

By rank, the assignees closest to #17,495 in granted patent volume.

Leaders in G06Q (Information AND Communication Technology [ICT] Specially…)

Other assignees with the most granted patents in Bread's primary technology class.

Bread's Innovation Score vs. every tracked assignee

Composite of portfolio volume, grant velocity, technology breadth, and claim depth (0–100)

47 Top 19% higher than 81% of 50,000 US assignees

0–10: 687 US assignees (1%). Below this entry. 10–20: 2,527 US assignees (5%). Below this entry. 20–30: 13,162 US assignees (26%). Below this entry. 30–40: 15,294 US assignees (31%). Below this entry. 40–50: 11,491 US assignees (23%). This entry sits in this band. 50–60: 5,058 US assignees (10%). Above this entry. 60–70: 1,537 US assignees (3%). Above this entry. 70–80: 234 US assignees (0%). Above this entry. 80–90: 10 US assignees (0%). Above this entry. 90–100: 0 US assignees (0%). Above this entry. This assignee 0 100 every tracked assignee, bucketed by value

Each bar is a band; taller bars hold more US assignees. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source USPTO PatentsView, PlainPatent Innovation Score · 2015–2025

0246810 2022202320242025 2
USPTO utility patent grants by year · 2022–2025

Grants by year

Teal-shaded recent years (2020–present) versus the 2022–2019 baseline. Full figures in the table below.

View data table
Bread Financial Payments, Inc. patent grants by year, 2015–2025
Year Patents Granted Share of Period
2022 1 6.3%
2023 8 50.0%
2024 5 31.3%
2025partial year 2 12.5%

Which technologies does Bread Financial Payments, Inc. patent most?

Top 6 of 6 technology areas

Where it ranks

Overall rank by patents

#17,512

of 50,000 tracked assignees

Innovation Score

47.0 out of 100

View all rankings →

Data Source

USPTO PatentsView, US granted patents 2015–2025

How is Innovation Score calculated?
Data sourced from USPTO PatentsView - official U.S. government patent data. See our methodology for computation details. Retrieved and formatted by PlainPatent

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the USPTO PatentsView database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.

Data sources used on this page
  • USPTO PatentsView - the disambiguated bulk patent-grant, assignee, and CPC data this page's figures are derived from. patentsview.org
  • Cooperative Patent Classification (CPC) - the joint USPTO/EPO classification scheme used to group patents by technology area. cooperativepatentclassification.org
  • USPTO Patent Public Search - the official interface to verify the status of any individual patent. ppubs.uspto.gov

Every figure on PlainPatent is rendered directly from USPTO source data, no number is typed in by an editor. This page draws directly on USPTO source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of May 2026.